INDAH KUSPRASETYA; BUDI RUSTANDI KARTAWINATA; ALDI AKBAR. THE INFLUENCE OF TRUST AND RISK ON THE USE OF QRIS WITH FRAUD ISSUES AS A MODERATING VARIABLE IN BANDUNG. Multidisciplinary Indonesian Center Journal (MICJO), [S. l.], v. 3, n. 1, p. 938–947, 2026. DOI: 10.62567/micjo.v3i1.1908. Disponível em: https://e-jurnal.jurnalcenter.com/index.php/micjo/article/view/1908. Acesso em: 16 apr. 2026.