Siti Robihah Al Maliyah, Hamidah, H., & Widyastuti , U. (2025). THE EFFECT OF FINANCIAL LITERACY ON FINANCIAL MANAGEMENT BEHAVIOR WITH FINANCIAL RISK ATTITUDE AND FINANCIAL TECHNOLOGY AS MEDIATING VARIABLES. Multidisciplinary Indonesian Center Journal (MICJO), 2(2), 2339–2357. https://doi.org/10.62567/micjo.v2i2.1099