Ismawati et al. 2025. THE EFFECT OF FINTECH USAGE ON CONSUMER BEHAVIORAL INTENTIONS THROUGH FINANCIAL LITERACY AND CUSTOMER SATISFACTION ON INVESTMENT APPLICATIONS. Multidisciplinary Indonesian Center Journal (MICJO). 2, 3 (Jul. 2025), 3234–3246. DOI:https://doi.org/10.62567/micjo.v2i3.913.